The official Percent logo.
Private Credit
Accredited
$ 2,500
$50

Percent (formerly Cadence) is creating a new paradigm for private credit investments—without the fees. Investors get an unprecedented level of transparency, lower minimums to get started, and shorter durations (1-9 months) than other platforms. Looking to invest on Percent? Check out this step-by-step guide to see how.

How Alto works:

Explore investments:

View opportunities and choose a deal you'd like to invest in.1

Notify the partner:

Before committing to invest in the deal, let this partner know you'd like to complete your commitment using your Alto IRA.2

Enjoy a paperless process:

E-sign your Direction of Investment through your Alto dashboard.3

Confirm and sign:

Confirm your investment amount and e-sign the deal documents for both parties.4