The official logo of Prosper.
Private Credit
For Everyone
$ 25
$10

Through Prosper, people can invest in each other in a way that is financially and socially rewarding. Borrowers apply online for a fixed-rate, fixed-term loan between $2,000 and $40,000. Individuals and institutions can invest in the loans and earn attractive returns. Prosper handles all loan servicing on behalf of the matched borrowers and investors. Prosper is currently available only to investors who reside in certain states.

How Alto works:

Create your account:

Open an Alto IRA and add funds to your Alto IRA. 1

Explore opportunities:

Browse and select investment opportunities with this partner.2

Choose “Alto” or “IRA” at checkout:

Select this as the payment method when funding your investment.3

Sit back and relax:

Alto handles the rest!4