Terms of Service

Updated: July 3, 2019

AltoIRA.com is a website (“Site”) operated by Alto Solutions, Inc., a Delaware corporation (“Alto,” “we” or “us”) for the purpose of opening and managing self-directed individual retirement accounts and qualified retirement plan accounts ("Accounts") and alternative investments made through Accounts. The following terms and conditions (“Terms”) govern your use of the Site and the infrastructure, software and services that support the Site (collectively, the “Alto Platform").

These Terms of Service (the “Agreement”) is a contract between you (the “User,” “you,” or “your”) and Alto. The term User in this Agreement includes persons who use the Alto Platform to establish and maintain an Account ("Investors") and persons (and agents for entities and persons) who offer and sell assets comprising alternative investments to potential Investors ("Issuers"). The terms “Investor” or “Issuer” may be used specifically in this Agreement where a clause pertains only to that category of User.

PLEASE READ THESE TERMS CAREFULLY. YOUR AGREEING TO THESE TERMS, INCLUDING THE FEE AND PAYMENT TERMS BELOW, IS A REQUIRED PREREQUISITE TO YOUR REGISTRATION AND USE OF THE ALTO PLATFORM. IF YOU DO NOT AGREE TO THESE TERMS YOU SHOULD LEAVE THIS SITE.

YOU UNDERSTAND THAT BY CHECKING THE BOX AND CLICKING THE “ACCEPT” BUTTON, YOU ARE AGREEING TO BE BOUND BY THIS AGREEMENT. IF YOU AGREE TO THIS AGREEMENT ON BEHALF OF AN ENTITY, YOU REPRESENT AND WARRANT THAT YOU HAVE THE AUTHORITY TO BIND THAT ENTITY TO THIS AGREEMENT. IN THAT EVENT, “YOU” AND “YOUR” WILL REFER AND APPLY TO THAT ENTITY.