FAQs
What makes Alto CryptoIRA the best crypto IRA?
Alto CryptoIRA offers $10 investment minimums, one of the largest coin selections of any crypto IRA, 24/7 real-time trading, no monthly account fees, and a completely optional (and free) concierge service to help you set up and fund your account. Not only that, because of our integration with Coinbase, you don’t have to go through the hassle of setting up an LLC, creating a wallet, or choosing an exchange.
Who is eligible to open an Alto CryptoIRA?
Currently, any United States resident (with the exception of anyone located in Hawaii) that is 18 years or older can open an Alto CryptoIRA.
How does an Alto CryptoIRA differ from other IRAs?
The Alto CryptoIRA can only hold cash and investments in cryptocurrencies bought and sold through the Coinbase exchange. Out of an abundance of tax caution, we do not allow you to invest in non-crypto related assets from your Alto CryptoIRA. You may, however, open additional Alto IRA accounts to make non-crypto related investments.
What retirement accounts are eligible to be rolled into the Alto CryptoIRA?
You can roll over or transfer funds from an existing traditional, Roth, SEP, or SIMPLE IRA, as well as 401(k), or 403(b), subject to applicable legal limits.
We’ve built an easy-to-use and enjoyable user experience. Our pricing is simple: we have no hidden fees. We’ve moved the entire process online and include the counterparty in the transaction process — saving you the burden of massive amounts of paperwork.
What type of Alto CryptoIRA may I open?
You may open a traditional, Roth, or SEP IRA when setting up your Alto CryptoIRA.
We’ve built an easy-to-use and enjoyable user experience. Our pricing is simple: we have no hidden fees. We’ve moved the entire process online and include the counterparty in the transaction process — saving you the burden of massive amounts of paperwork.
How can I open my Alto CryptoIRA?
To open your Alto CryptoIRA account, select “CryptoIRA” when presented with our product options. Prepare to invest by funding your Alto CryptoIRA and adding a credit card.
We’ve built an easy-to-use and enjoyable user experience. Our pricing is simple: we have no hidden fees. We’ve moved the entire process online and include the counterparty in the transaction process — saving you the burden of massive amounts of paperwork.
How does the Alto CryptoIRA work with Coinbase?
After funding your Alto CryptoIRA, you can invest through Alto’s platform in more than 150 cryptocurrencies offered on the Coinbase exchange. We maintain enough liquidity in our account to accommodate daily trading volumes, and the remainder we hold in cold storage. Our team also takes care of annual tax reporting and is available to answer any questions you have.
We’ve built an easy-to-use and enjoyable user experience. Our pricing is simple: we have no hidden fees. We’ve moved the entire process online and include the counterparty in the transaction process — saving you the burden of massive amounts of paperwork.
How are my Alto CryptoIRA funds kept safe (e.g. storage, insurance)?
Undirected cash in your Alto CryptoIRA is held in FDIC-insured accounts. To the extent funds are held in cash at Coinbase, they are maintained in pooled custodial accounts at one or more banks insured by the FDIC. Digital assets held at Coinbase are maintained in a combination of hot and cold storage. Coinbase maintains a commercial crime policy that provides an insurance coverage limit of $320 million (per incident and overall), as well as a $3 million cyber crime insurance policy.
We’ve built an easy-to-use and enjoyable user experience. Our pricing is simple: we have no hidden fees. We’ve moved the entire process online and include the counterparty in the transaction process — saving you the burden of massive amounts of paperwork.
Why can't investors located in Hawaii open an Alto CryptoIRA?
Since our CryptoIRA is integrated with Coinbase, and Coinbase does not offer its services to customers located in Hawaii, we are unable to offer our CryptoIRA to you at this time. Want to receive an update when our CryptoIRA opens up to Hawaii residents? Get on the waitlist here.
If I’m located in Hawaii and want to invest in crypto, how can I do this?
The good news is that you can still open an Alto IRA account here and invest in cryptocurrency through our partners, like Eaglebrook, or if you’re an accredited investor—Bitwise, Grayscale, Skybridge, and more!
What cryptocurrencies are available?
There are 200+ cryptocurrencies we support via Coinbase.
Didn’t see what you were looking for? We frequently add to our list. Let our team know what you’d like to see at [email protected].