We believe in simple, transparent pricing
So we came up with fees for each account we offer that makes the costs of investing in alternative assets and trading cryptocurrencies easy to understand
Total Invested Capital
You Pay (billed quarterly)
Alto IRA Account Fees
Alto IRA accounts are charged a quarterly Account Fee* based on Total Invested Capital.
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$0.00 $0.00
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$0.01 – $29,999.99 $37.50
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$30,000.00+ $100
Issuers, including Alto affiliates when acting as an issuer, may charge a separate fee. It is the responsibility of the investor to understand any additional issuer- and offering-specific fees applicable to an investment made through an Alto IRA.
*Charged quarterly on the first day of each calendar quarter and in advance of each payment period. Account Fees are non-refundable. Account Fees are determined based on the sum of Total Invested Capital held by a client’s Alto IRA on the fifth day prior to the end of each calendar quarter. When a client completes their first investment with an Alto IRA on the Alto Platform, an Account Fee will be charged for the remainder of the quarter and within forty eight hours upon the completion of the investment. Total Invested Capital is determined by the sum of the purchase price of each asset held in an Alto IRA account plus any subsequent investment amounts into the same asset, minus applicable capital returns and principal distributions. Cash held at Alto is not included in Total Invested Capital. For the purposes of determining Total Invested Capital, Checkbook/LLCs are valued at the sum of cash transferred to a Checkbook/LLC. Securities transferred to an Alto IRA in-kind are valued at $1.00 per investment. Investment amounts include any cash transferred to an issuer or investment platform. Total Invested Capital is the cumulative total of a client’s Alto IRA accounts. A single charge will be applied to your payment method for each quarterly Account Fee. Upon the expiration of a subscription plan the initial quarterly Account Fee will be effective and prorated for the remainder of the quarter.
The Alto IRA and Alto CryptoIRA® are separate account types, and their fees are applied separately from each other. For Alto investors who hold both account types, cryptocurrency holdings will not contribute to an Alto IRA Account Fee, and the trading fee for an Alto CryptoIRA® will apply only to cryptocurrency trades.
Alto CryptoIRA® Fees
We don’t believe in hidden charges, exorbitant fees, or steep investment minimums for cryptocurrency trades. What you see is what you get.
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Custody Fee $0
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Investment Minimum $10
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Trade Fee* 1%
*A fee of 1% of the order size is included per transaction.
Fee Type
You Pay
Service Fees1
Service fees apply to both Alto IRAs and Alto CryptoIRA®.
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Investment Processing
Alto Marketplace $0
Integrated Partner2 $10
Private3 $75
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Outgoing Wire $25
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Outgoing Check $50
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ACH Chargeback $10
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Roth Conversion $50
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Account Closure $50
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Outgoing Private Security Transfer4 $100
1 Service fees are charged as they occur and may not be prorated.
2 Integrated Partner service fees are charged each time Alto executes an investment on your behalf through one of our integrated partners.
3 Private investment service fees are charged each time we execute an investment on your behalf with an issuer not listed on our Marketplace or our integrated partners page.
4 Includes any outgoing in-kind transfers of non-cash assets to successor custodians, or distributions of securities directly to an account holder.
Additional Information
• Fees are non-refundable.
• Alto IRA accounts holding active investments are required to maintain a valid payment method on file. All accounts must have a valid payment method on file prior to completing any Service Fees.
• Alto reserves the right to charge fees to either a payment method on file or from available cash in an account or accounts.
• Should fees remain unpaid, Alto reserves the right to resign from an account and distribute the balance of any and all assets in accordance with the Form 5305 associated with an account.
• Alto reserves the right to charge additional fees for certain requests.
• All fees are subject to change upon 30 days’ written notice.