Tax-free* cryptocurrency trading

Buy, sell, and trade more than 200 cryptocurrencies with your Alto CryptoIRA® through our integration with Coinbase.

*Traditional IRAs and SEP IRAs generally are tax-deferred; Roth IRAs generally can be tax-free. Roth IRAs are generally tax-free subject to IRS rules regarding qualified distributions. **As of March 29th, 2024

Alto has been recognized by

SELF-DIRECTED CRYPTO

The Alto CryptoIRA® stands out for simplicity, security, and optionality

Invest in 200+ cryptocurrencies

Choose from one of the largest selections of any crypto IRA, via our integration with Coinbase.

Avoid capital gains

Avoid capital gains, plus get other tax benefits offered by traditional, Roth, and SEP IRAs.

Trade from anywhere

Use our mobile app to buy and sell crypto whenever, wherever, with 24/7, real-time trading.

Place market and limit orders

Place market orders at current prices or set a future price to buy or sell using limit orders.

Enjoy our secure storage

Your assets are held in FDIC-insured accounts (cash) or hot and cold storage (crypto) at Coinbase and our banking partners.

Spend on your investments, not fees

Invest in cryptocurrency without the hidden fees and high minimums.

Never pay taxes with a Roth CryptoIRA*

Consider diversifying your portfolio with cryptocurrency in a Roth CryptoIRAt. A Roth CryptoIRA is funded with after-tax dollars, meaning you can shelter your gains from taxes when you take a distribution from your account.

*Roth IRAs are generally tax-free subject to IRS rules regarding qualified distributions.

Tax-free growth

ou don’t pay any taxes on dividends, interest, or capital gains earned within the account which enables faster compounding growth over decades.

Tax-free withdrawals

Qualified withdrawals from a Roth IRA are free from federal and state income taxes.

No RMDs

No Required Minimum Distributions.

200+ cryptocurrencies through the power of Coinbase

Alto’s integration with Coinbase provides Alto CryptoIRA® investors access to one of the largest selections of any crypto IRA on the market.

#	coin	price	Change	marketcap	Volume (24h)	Supply	LAST 24H

The above pricing information is solely for demonstrative purposes. Price, Market Capitalization, and any Price Graph in relation to displayed Coins should not be relied upon to submit buy, sell, or limit orders on the Alto Platform. Any and all displayed pricing data is not indicative of current prices or valuations per unit of any digital asset available to trade through an Alto CryptoIRA. Price information for any coin or digital asset available to trade through an Alto CryptoIRA is provided by Coinbase, Inc. Any and all information displayed in the above chart is not provided by Coinbase, Inc. and should not be relied upon when making an investment decision.

John

“Being a beginner crypto investor with limited computer skills, the folks at Alto were very patient and kind in helping me navigate online to set up and manage my account. They helped with moving funds into and out of my wallet. Once I walked through the process it wasn't as complicated as I thought. Everything you need is explained and if you have questions they have answers. They are very professional. You couldn't ask for better service.”

Alan

“Great value Alternative Asset Roth IRA for a wide selection of cryptocurrencies. Solid custodian with Coinbase. Outstanding service provided to help me do a partial transfer of assets from another custodian. Very professional yet personal and friendly customer service.”

Andrew

“Good follow up communication by Alto Team from my online submission request. Transfer of assets from IRA Cash Balance to Coinbase Balance completed less than 24hrs.”

Questions? Well, we've got answers.

Who is eligible to open an Alto CryptoIRA®?

Currently, any United States resident (with the exception of anyone located in Hawaii) who is 18 years or older can open an Alto CryptoIRA.

Why buy and sell crypto in an IRA?

An IRA offers unique tax benefits that make retirement capital an exciting funding method for investments into alternative assets.

Investing in alternatives with an Alto self-directed IRA means you can legally minimize and potentially even eliminate taxes altogether. In Traditional and SEP IRAs, taxes are typically deferred on gains until withdrawal. When investing with a Roth IRA, qualified withdrawals are generally tax-free (subject to IRS rules).

Investing with a self-directed IRA also gives you access to capital that is otherwise locked away until later in life. This means you can strategically align the long term time horizon of capital earmarked for retirement and alternative assets that have longer than typical commitment periods – an investing match made in duration heaven.

Additionally, unlike when you trade crypto outside a tax-advantaged account, doing so within an IRA allows you to avoid the often-tedious process of reporting trades on your taxes each year.

What does investing in cryptocurrency with an Alto CryptoIRA® cost?

Alto prioritizes simple, transparent pricing that we hope makes investing in alternatives feel approachable and affordable.

The Alto CryptoIRA® charges a 1% trade fee on the USD amount of any buy and sell order of cryptocurrency.

Applicable Service Fees apply. For more detailed information, please visit altoira.com/pricing.

The best way to crypto.

It’s time to focus on the future of your wealth.