Invest in the Future.
Diversify beyond the stock market on the leading platform for private market investing. Alto provides investors with access to valuable investment opportunities only previously available to the fortunate few.
Reimagine wealth creation with alternatives
Open an Alto IRA
Tax-advantaged investing in private equity, venture capital, real estate, art and other real assets with the potential for outsized returns.
1) Traditional IRAs and SEP IRAs generally are tax-deferred; Roth IRAs generally can be tax-free. Tax-free treatment subject to Roth IRA holding period and other restrictions.
Tax treatment of contributions and distributions subject to applicable regulations. Consult your tax advisor before investing.
With the Alto IRA, you've got options
Access curated private deals in venture capital, private equity, commercial real estate, and fine wine, with more to come.
As a trusted IRA provider, fundraising platforms offering a wide variety of investment opportunities have integrated with Alto to enable seamless investing with retirement funds.
Frequently Asked Questions
Alternatives are assets outside the traditional markets (stocks, bonds, mutual funds, etc.). Alternative investments include shares of art, crypto, farmland, private equity, real estate, securitized collectibles, and venture capital, among others.
An IRA could be the best way to invest in alternative assets due to their potential for outsized returns.
No matter how much your investment grows, with an IRA, you’ll never pay taxes on gains. You may even be able to avoid taxes altogether. With traditional and SEP IRAs, contributions are tax-deductible and you pay no taxes until you take a distribution. With a Roth IRA, you pay no taxes at all. (Upon eligibility to take distributions.)
Not only that, an IRA gives you access to capital that is otherwise locked in other retirement accounts. This makes an IRA the perfect vehicle for investing in assets with longer time horizons.
Alto supports non-accredited investors as well as accredited investors. Anyone can create an Alto IRA account, though some offerings are open only to accredited investors. This determination is entirely up to the company or investment platform issuing the offering.
No. Alto is an administrator only and does not act as a financial advisor or provide any investment advice.