Raise IRA capital with speed, flexibility, and full support
Alto makes it simple to tap into IRA capital for your fund, startup, or raise. No integration needed.
Easily accept IRA capital while you focus on raising
Once your investor commits, Alto handles the rest, from facilitating IRA transfers to executing subscription documents, to delivering funds to your bank account, typically within 2 business days of the transfer.
Launch an offering in as little as 15 minutes
Transparent dashboards for issuer visibility
Reduce drop-off with a seamless investor experience
Launch an offering in as little as 15 minutes
Proof in the numbers
Contact us
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Need help setting up your account?
For FAQs and general inquiries, please visit our help center.
How it works
Create your offering, refer your investors, and let Alto handle funding and compliance so you can focus on your raise.
Setup
(estimated 15 minutes)
Create your Alto IRA account
~ 3 mins
Create your offering
~ 8-9 mins
Refer investors directly from your dashboard
~ 3 mins
Fundraising
(estimated 5 minutes)
Your Investor approves the investment invite on their account
You approve the investor’s commitment to confirm you’re ready to receive the funds
Alto executes the subscription/purchase agreement on behalf of the IRA and funds the investment within 2 business days*
*New IRAs are subject to a standard 7-day hold, per Treasury guidance.
Why access to the $17T retirement market matters
Raising capital on Alto lets investors create an Alto IRA and invest using their retirement funds—adding flexibility for both new and returning participants. Retirement savings are a powerful source of long-term, tax-advantaged capital that align well with private market strategies.
Alto makes it easy to unlock this $17T opportunity without operational complexity.
Questions?
We offer simple pricing to investors, calculated and charged quarterly based on a customer’s Total Invested Capital. Additional information can be found at altoira.com/pricing.
