We believe in
simple, transparent pricing

So we came up with fees for each account we offer that makes the costs of investing
in alternative assets and trading cryptocurrencies easy to understand

Our pricing

The Alto IRA and Alto CryptoIRA® are separate account types, and their fees are applied separately from each other. For Alto investors who hold both account types, cryptocurrency holdings will not contribute to an Alto IRA Account Fee, and the trading fee for an Alto CryptoIRA® will apply only to cryptocurrency trades.

Alto CryptoIRA® Fees

We don’t believe in hidden charges, exorbitant fees, or steep investment minimums for cryptocurrency trades.
What you see is what you get.

Custody fee


Investment minimum


Trade fee*


*A fee of 1% of the order size is included per transaction.

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Service Fees1

Service fees apply to both Alto IRAs and Alto CryptoIRA®.

Fee type

You pay

Investment processing

Alto Marketplace  $0.00
Integrated Partner2 $10.00
Private3 $75.00

Outgoing Wire


Outgoing Check


ACH Chargeback


Roth Conversion


Account Closure


Outgoing Private Security Transfer4


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1 Service fees are charged as they occur and may not be prorated.

2 Integrated Partner service fees are charged each time Alto executes an investment on your behalf through one of our integrated partners.

3 Private investment service fees are charged each time we execute an investment on your behalf with an issuer not listed on our Marketplace or our integrated partners page.

4 Includes any outgoing in-kind transfers of non-cash assets to successor custodians, or distributions of securities directly to an account holder.

Additional Information

• Fees are non-refundable.

• Alto IRA accounts holding active investments are required to maintain a valid payment method on file. All accounts must have a valid payment method on file prior to completing any Service Fees.

• Alto reserves the right to charge fees to either a payment method on file or from available cash in an account or accounts.

• Should fees remain unpaid, Alto reserves the right to resign from an account and distribute the balance of any and all assets in accordance with the Form 5305 associated with an account.

• Alto reserves the right to charge additional fees for certain requests.

• All fees are subject to change upon 30 days’ written notice.


See our FAQs page