Invest in what you want.
Alto makes it easy for you to invest your IRA savings in private companies, real estate and cryptocurrencies.
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Be your own advisor
The Problem: Most IRA and 401(k) custodians restrict your investment opportunities to publicly-traded stocks, bonds and mutual funds. These restrictions limit what you can do with your largest chunk of savings.
Alto’s Solution: We make it easy and affordable for everyone to invest their IRA and 401(k) savings in alternative assets like private companies, startups, real estate and cryptocurrencies.
One Mission, One Vision
Self-directed IRAs made easy
We manage our bank accounts and taxes online, so why don’t we have better tools to manage our retirement assets? Alto’s platform provides everyday users with a simple interface to set up, invest with and manage assets.
Take full control of your IRA.
Create an account
Transfer funds from an existing IRA or rollover assets from a current 401(k) to a Self-Directed IRA in just a few easy steps.
Tell us about your investment
Let us know about the investment you want to make, its terms and the contact information of the other parties involved.
We do the tough stuff
Leave the navigation to us; we’ll gather electronic signatures from all parties and make sure your money is transferred on time.
Simplified Investing
Alto takes a confusing process and breaks it down into a straightforward set of questions.
Pro Tips for Managing Self-Directed IRAs
The regulations that govern IRAs and 401(k)s are complex. We help you understand why they exist and how to manage them during the investment process.
Maximized Opportunities
Alto lets everyday investors target the investment opportunities they believe in.
Tax-Advantaged Earnings
Enjoy significant tax advantages available only on earnings generated from your AltoIRA.
No Commission Fees
We keep things simple: no commissions on your earnings and no additional fees based on the success of your investment.
Safe & Secure
From protecting your personal and financial transaction data to managing your asset flow between accounts, your security and privacy are of top priority.