Invest In What You Know, Who You Know, And What You Want.

Alto enables you to establish a self-directed IRA and to invest your savings in real world assets like private companies and real estate, even the building or restaurant around the corner.
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$99 PER INVESTMENT  •  QUICK PROCESSING  •  ALL ONLINE   Learn More

A Shared Vision

Be Your Own Advisor,
We Trust You.

There's increasing demand to invest in the things we know, causes we believe in, and people we trust, but most of our group's would-be investment capital is held in IRAs and 401(k)s.

Meet Alto. We make it easy and affordable for everyone to invest in alternative assets such as private companies, real estate, loans and precious metals using their IRA and 401(k) savings.

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One Mission, One Vision

Self-Directed IRAs Made Easy

We manage our bank accounts and taxes online. Why don't we have the tools available to better manage our retirement assets? Alto's platform provides everyday users with a simple interface to set up, invest with, and manage assets.

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Alto Puts The "Self-Directed" Into Self-Directed IRAs

Create an Alto account

In a few easy steps, you can transfer funds from an existing IRA or rollover assets from a current 401(k) into a Self-Directed IRA.

Tell us about your investment

We ask you a few simple questions about the investment you want to make, the terms of the investment, and contact information for the other parties involved.

We do the tough stuff

We navigate the documentation and authorization processes for each investment, including gathering electronic signatures from all parties and making sure your money is transferred on a timely basis.