One self-directed IRA platform, for all your alternatives

Build wealth investing beyond the stock market and diversify your portfolio with alternative investments.

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Tax-advantaged self-directed IRAs and private market alternative investments, for wealth creation

Longer time horizon
Investing in alternatives with an IRA aligns long-term investment horizons with saving for retirement, an overlap in financial strategy we refer to as duration matching. 

Historically resilient
Alternative assets offer potential insulation from public market risk, which may help investors saving for retirement grow their portfolio on a risk-adjusted basis.

Tax benefits
Retirement funds are tax-advantaged, appealing to investors who look for ways to keep as much of their investment earnings as possible.

imagine your alternatives

With Alto, you've got

Explore Alto options

Alto Marketplace is the leading alternatives platform connecting sophisticated investors looking to diversify their portfolios with exclusive, highly sought-after issuers of alternative assets diversifying their fundraising methods.

Alto Marketplace storefront
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Alto Securities

Gaingels Healthcare I SPV

Venture capital opportunity with a firm focused on empowering LGTBQ+ focused startups.

Min. investment
Offering period
7 months
Asset class
Venture Capital SPV
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Alto Securities

2500 W. Heiman, Nashville SPV

Residential real estate opportunity in Nashville-based family office Big Plan Holdings’ upscale urban community project.

Min. investment
Offering period
2 months
Asset class
Real Estate SPV
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Alto Securities

Alto Capital Hamilton Lane (HL) PAF SPV

Private equity with a globally renowned alternative assets manager with nearly $1T in AUM.

Min. investment
Offering period
4 months
Asset class
Private Equity SPV | Class I Shares
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Integrated Partners

Alto connects IRAs to some of the most esteemed alternatives platforms available today. After selecting an investment, investors can simply pay for an offering with their self-directed IRA and let Alto do the rest.

A series of Alto's partners' logos
Private raise portal log in page

Private Raise Portal

Raising capital for alternative assets has long been known as a cumbersome, paper-intensive process. Alto modernizes the sector with a simple, single-login digital interface that makes raising IRA capital more efficient.


Buy, sell, and trade over 200 cryptocurrencies with all the tax advantages of your Alto CryptoIRA®, enabled via our direct integration with Coinbase.

Simplicity  |  Security  |  Optionality 

Tax benefits
Mobile app
On-call support
Low, transparent fees
Secure storage
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Defer and even eliminate taxes on your investments*

Alto provides investors with a self-directed IRA that serves as a powerful way to shield investment returns from capital gains taxes.

IRS rules and regulations apply
Increased returns
Alternative investments can increase compounded long-term and risk-adjusted returns.
Tax advantages
Defer or eliminate taxes on your capital gains and income earned from investments in your Alto IRA or Alto CryptoIRA.*
Alternative assets reduce a portfolio’s correlation to public markets, which can protect against shocks or drawdowns when volatility hits public equities.
Alto investors have the access, control, and optionality to invest in the opportunities that interest them most.
Alto provides a paperless online investment experience that streamlines the private investment process.
Alto’s industry-leading Investor Relations and Support teams are devoted to facilitating your chosen investments and providing unparalleled customer service.
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*Traditional IRAs and SEP IRAs generally are tax-deferred; Roth IRAs generally can be tax-free. Tax-free treatment subject to Roth IRA holding period and other restrictions. Tax treatment of contributions and distributions subject to applicable regulations. Consult your tax advisor before investing.

**Quantity and selection of tokens/coins available from CryptoIRA exchange partners may vary from state to state.

We invest in security so you can
invest with confidence.

Alto enthusiastically operates under strict regulatory oversight to ensure compliance with fair and transparent business practices.
Cash funded IRAs are maintained in FDIC-insured accounts with our banking partners.
Crypto held by Coinbase is kept 1:1 in institutional-grade hot and cold storage.
Alto enables and encourages two-factor authentication (2FA).

Start investing in alternatives in minutes

Create your username, password, and select your self-directed IRA.
Contribute cash or roll over funds from an existing, external retirement account.
Explore and evaluate Alto’s numerous offerings, then start investing in your future.
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Verified User

“After waiting the necessary period for the funds to be transferred over from my external account, I was "up and trading" within a relatively short period of time. The entire process proved to be painless with very clear communication provided along the way. Great service!”

Daniel Rosenbaum

Verified User

"I have now made four investments through ALTO IRA. Everything has been smooth and when I needed questions answered, they were answered and actions commenced within MINUTES. I have three other Self-Directed IRA vendors, and ALTO is the best (by a lot)."


Verified User

“The staff was professional and caring. Special thanks to Jenn Smith! She is an angel”

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