You’ve got alternatives.
Invest in them with an Alto IRA.
For the trajectory to change, the approach must change. Invest in Alternatives and get the benefits of a diversified portfolio with your Alto self-directed IRA.
Alto IRA
Tax-advantaged investing in private equity, venture capital, real estate, art and other real assets with the potential for outsized returns.
Alto CryptoIRA®
Buy and sell up to 200+ cryptocurrencies tax-free or tax-deferred1 with no monthly fees or steep minimums.
Why Invest in Alternative Assets?
Portfolio diversification achieved by investing in assets largely uncorrelated to the public markets is key to lower volatility and higher returns over time. This is why professional and high-net-worth individuals have been investing heavily in alternatives for years and Alto’s mission is Alternatives for all.
More Opportunities. Fewer Taxes.
Alternative investments can deliver big returns, and big tax bills too—but not with Alto. Your Alto accounts provide the same tax advantages as any IRA account:
- Contribute after-tax funds to a Roth IRA and never pay taxes on qualified distributions or gains.
- Make tax-deductible contributions to a traditional or SEP IRA and defer taxes until retirement.
Invest in What You Know.
With your Alto IRA, you can invest in assets with the potential to boost returns and reduce exposure to market volatility.
- Real Estate
- Startups
- Funds
- Art
- And more!
Take Control of Your Financial Future.
Investing in a broad range of public stocks or mutual funds is a good core strategy, but that alone doesn’t offer the diversification and ownership that alternative investments can. With a self-directed Alto IRA or CryptoIRA, whether on your own or with an advisor, you get to choose the investments best-suited to your long-term goals.
We Invest in Security So You Can Invest with Confidence.
Cash is maintained in FDIC-insured accounts.
Crypto held by Coinbase is kept
1:1 in institutional-grade hot and cold storage.
Alto enables and encourages two-factor authentication (2FA).
Getting Started with Alto Is Easy.
- Sign up to create your Alto IRA or CryptoIRA.
- Select whether you want to invest using a traditional, Roth, or SEP IRA.
- Fund your account with a cash contribution or by rolling over funds from an IRA, 401(k), 403(b), or other retirement account.
- Start investing!
Find Out Why People Love Investing with Alto…
Learn More About Investing in Alternative Assets
Alto Partners with Coinbase One to Offer 6 Months Reduced CryptoIRA Fees
Improve your financial well-being by implementing these top 10 brilliant money-saving tips to boost your savings and provide relief in these challenging economic times.
Top 10 Brilliant Money-Saving Tips to Boost Your Savings
Improve your financial well-being by implementing these top 10 brilliant money-saving tips to boost your savings and provide relief in these challenging economic times.
Can I Contribute to a 401(k) and an IRA?
Retirement savings are a critical part of any financial planning strategy. Two popular types of retirement accounts are 401(k)s and IRAs. Both offer advantages and special considerations, leaving many…
Frequently Asked Questions
What is a self-directed IRA?
Self-directed IRAs offer the same tax advantages as conventional IRAs. The difference is self-directed IRAs let you invest in a variety of alternative assets historically off-limits for everyday investors—including art, crypto, farmland, startups, and real estate.
How do I open an Alto IRA or CryptoIRA?
Opening an account with Alto is easy. Simply click Sign Up at the top of the page, select either an Alto IRA or CryptoIRA, complete the legally required Know Your Customer (KYC) process, and choose the type of IRA you want to invest with.
What types of IRAs does Alto offer?
You can open a traditional, SEP, or Roth Alto IRA or CryptoIRA.
How can I fund my Alto account?
You can fund your account with cash contributions or via a rollover. Alto makes it easy to roll over funds from an IRA, 401(k), 403(b), 457, or TSP account, and we don’t charge fees to transfer money into your account.
Still Have Questions? We’re Here to Help.
Shoot us a message, give us a call, check out our frequently asked questions, or peruse our wealth of support articles.
Invest in Your Retirement.
Diversify your portfolio with an Alto IRA or CryptoIRA.
Create Your Account