Series No. 5 Short-Term Notes seek to provide investors with a high-yield savings or CD alternative, backed by Ginkgo Multifamily OP LP.
Backed by a $1B+ multifamily portfolio across the Carolinas, Ginkgo Notes offer a timely solution for investors seeking stable, income-generating alternatives amid ongoing market volatility and uncertainty in the equity markets.
Offering Details
Upcoming Webinar
Register here
Investment Terms
- Offering Amount: Up to $6,000,000; which may be increased up to a maximum of $10,000,000 at the sole discretion of the Issuer, subject to the Maximum Offering Amount.
- Term: Six (6) Months
- Stated Maturity Date: March 26, 2026
- Issue Date: September 26, 2025
- Series Interest Rate: 6.07% per annum, provided that for Notes purchased on the Issue Date:
- With an aggregate principal amount ≥ $100,000 → 6.32% per annum
- With an aggregate principal amount ≥ $250,000 → 6.57% per annum
- With an aggregate principal amount ≥ $500,000 → 6.82% per annum
- With an aggregate principal amount ≥ $1,000,000 → 7.07% per annum
- Payment Frequency: The Company will make a single payment of Principal of the Series No. 5 Short-Term Notes, together with accrued and unpaid interest, on the Stated Maturity Date.
Investment Summary
- Series No. 5 Short Term Notes may provide a higher-yield, short-duration fixed-income option for accredited investors.*
- Short-term duration is designed to provide investors with defined maturities. Notes are not liquid before maturity.
- Investors can select to reinvest proceeds into future series of notes as available, subject to offering terms and conditions.
- The Notes are direct, unsecured obligations of the Company. Repayment is supported by the Company’s operating cash flow and capital management strategies, but the REIT, the advisor, or any other party do not guarantee the Notes.
*Unlike saving accounts or CDs, these notes are not FDIC-insured and carry investment risk, including risk of loss of principal.
Investment Details
The Company intends to use the proceeds from the issuance and sale of each Series of Short-Term Notes to finance the acquisition and enhancement of its Projects, including any development, construction, repair, renovation, or rehabilitation involved, as well as to meet any capital call obligations in Joint Ventures.
The Short-Term Notes will be direct, unsecured obligations of the Company, without guarantees from the REIT, the Advisor, or any other party.
The Company plans to use cash on the balance sheet, asset level refinance, future Note issuances and equity raises as the source of repayment.
The interest type is calculated as actual/365. Investors will receive 1099-INT tax documents.
Additional Ginkgo offerings
Ginkgo REIT Inc.
Evergreen Fund
Ginkgo REIT Inc. is a tax-efficient, income-focused real estate investment providing exposure to rental housing communities in high-growth markets across North & South Carolina.
Please log in or sign up to view additional Investment Documents for this offering. Additionally, you can email investorrelations@altoira.com to schedule an appointment for more information.
