RAISE CAPITAL

Power your raise with IRA Capital

Alto enables issuers, sponsors, and investment platforms to accept self-directed IRA capital,
opening access to the $17 trillion retirement market.

Learn more

Unlock retirement savings as a capital source

With both private market investing and traditional funding rely on long-term commitment, the traditional funding channels often fall short on flexibility. IRA capital is a powerful, aligned funding source that can strengthen private raise strategies.

Access the $17T IRA market

Reach a new capital pool traditionally overlooked in private fundraising

Fuel long-term investment cycles

Tax-advantaged accounts support follow-on investments and continuity over time

Enable flexible contributions

Investors can fund through rollovers, transfers or cash

Simplify onboarding and compliance

Alto manages setup, funding, and regulatory requirements continuously throughout your capital raise

Proof in the numbers

$1.1B+
in retirement-funded investments supported
2,500+
private market issuers onboarded
40,000+
IRA investments processed
70%
of 2024 investments made by returning users
3 investments
made per user, on average
*Data as of June 30, 2025
Start my raise

Raising capital is complex.
Accessing retirement funds shouldn’t be.

Watch how Alto simplifies the process and enables your clients to invest using IRA capital with confidence.

You don't need to become an SDIRA expert to raise IRA capital

With streamlined onboarding, compliance designed for private markets, and continuous investor support,
Alto ensures a smooth experience on both sides of the transaction.

Issuer Experience

Turnkey setup with no integration required
Real-time visibility into investor progress
Dedicated compliance and operational support
Funds delivered to you ~2 business days after transfer

Investor Experience

Guided account opening with real-time tracking
Help with rollovers, transfers, and funding
Ongoing support from Alto's investor team
Access to their IRA capital for private market investments
Start my raise

Choose the path that fits your model for raising capital

Alto offers flexible solutions that meet you where you are:
PRIVATE RAISE PORTAL

Start accepting IRA capital quickly.
No integration required.

  • Launch an offering in minutes
  • Refer investors directly
  • Monitor progress from your dashboard
  • Ideal for 506(b) raises, real estate, and fund managers
Learn more about Private Raise Portal
INTEGRATED PARTNERSHIPS

For platforms that want to embed IRA capabilities directly into the user experience.

  • Seamless API integration
  • Streamlined investor onboarding and funding
  • Greater conversion and investor retention
  • Scales with your platform as volume grows
Learn more about Integrated Partnerships

Contact us

Want to learn more about raising capital with Alto?
We’re here for you!

Need help setting up your account?

For FAQs and general inquiries, please visit our help center.

Questions?

Well, we've got answers. Can’t find the answer you’re looking for? Please visit our FAQ page
Visit FAQ
Are there any fees for raising IRA capital with Alto?
There’s no cost to issuers raising IRA capital through Alto’s Private Raise Portal or via an integrated platform. You receive every IRA dollar you accept, in full.
Is it costly for my investors to commit to my raise?
Not at all! For too long, investing in alternative assets using a self-directed IRA has been an expensive and laborious process. That goes against everything we stand for. At Alto, we’re on a mission to make alternatives accessible for all, and that starts with pricing that is fair.

We offer simple pricing to investors, calculated and charged quarterly based on a customer’s Total Invested Capital. Additional information can be found at altoira.com/pricing.
What is the difference between the Private Raise Portal and Integrated Partnerships?
The Private Raise Portal enables issuers to raise IRA capital on their own terms without any technical expertise or integration required. Unlike the Marketplace and Integrated Partnerships, issuers can start raising capital within 20 minutes through the Private Raise Portal. The steps are simple to create an Alto issuer account, upload your offering, and invite investors to participate!

Alto does not promote the brands and investment offerings of issuers who raise privately through this product, nor does it review the merits, legitimacy, appropriateness or suitability of an investment, thus providing issuers complete control over their capital raising process. Alto simply provides a payment method for issuers to accept investments from investor’s IRA dollars.

Integrated Partnerships enable issuers and investment platforms to embed Alto as a payment method within their native investment workflow, streamlining the process through which people can invest with an IRA. Alto displays its integrated partners on its website and investor portal, however we do not promote specific investment opportunities offered by integrated partners.
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©Alto Solutions, Inc. 2024 All Rights Reserved.

Alto Solutions, Inc. d/b/a AltoIRA (“Alto”) is an administrator of self-directed individual retirement accounts and is not a registered or licensed broker, dealer, broker-dealer, funding portal, cryptocurrency exchange, investment advisor or investment manager. Neither Alto nor any of its affiliates is an FDIC-insured bank. Banking services provided to Alto are by BankProv (Bank) Member FDIC / Member DIF. The FDIC insures each AltoIRA account holder up to $250,000 based on deposit insurance rules in the event of bank failure. Certain conditions must be met for pass-through insurance coverage to apply. The Depositors Insurance Fund (DIF) insures all deposits above the FDIC depositor limit when placed with BankProv. Securities and Crypto assets are not insured by the FDIC, may lose value, are not deposits or other obligations of the Bank, and are not guaranteed by the Bank. Alto does not control or monitor the operation or conduct of the Bank or any third-party investment platforms, funds, cryptocurrency exchanges or issuers, or their offerings. Whenever making an investment decision, investors should consult with their tax attorney or financial professional. Investors are responsible for conducting their own due diligence regarding investments, for using their Alto accounts in compliance with law, and for all tax and other risks and obligations arising from account transactions.

Alto Securities, LLC (“Alto Securities”) is a broker-dealer and may act as the placement agent of funds and other investments offered by issuers with which it has a relationship. Neither Alto nor Alto Securities nor any of their affiliates provide any investment advice or make any investment recommendations to any persons, ever, and no communication herein or otherwise shall be construed as investment advice or a recommendation about any specific security offering, investment, asset, or fund. Information provided on this website by Alto and its affiliates does not constitute an offer, nor the solicitation of an offer to buy or subscribe to, any securities to any person in any jurisdiction. Any communication made by Alto or any of its affiliates with regard to opening or using an IRA account shall not be construed as a recommendation, call to action, or investment strategy to establish a particular account type (e.g. traditional, Roth, or SEP). Alto provides investors self-directed accounts and neither recommends an account type to investors for a fee as part of its services or products, nor advises customers in relation to the tax consequences of accounts, including but not limited to penalties associated with withdrawals, application of required minimum distributions, holdings of employer stock, and special features of an existing account.

Investing in private securities, cryptocurrencies, securitized assets, and other alternative investments (“Private Securities”) is intended for highly sophisticated investors and involves substantial risks. These risks include but are not limited to a lack of operating history, leverage, liquidity of the portfolio, segregated portfolio fund risk, diversification and concentration risk, and long-term investment risk. Furthermore, there is a risk that investors may receive little or no return on their investment or may lose part or all of their investment. For example, the success of a fund’s investment objective depends, in part, on the effective deployment of its assets by the managers of the fund. However, there can be no assurance that the managers will successfully achieve the fund’s investment objective or deliver positive returns.

Investing in Private Securities carries a high risk and is considered speculative. There is no guarantee that an issuer or its investment strategies will succeed under all market conditions. The success or failure of a fund, for example, and its value may be affected by numerous factors, including investment performance, realized and projected market returns, fluctuations in market interest rates, and other pertinent factors.

It is important to note with regard to any reference to high-net-worth individuals and institutions, that these investors often have substantial financial resources and longer investment horizons, which may differ from those of individual investors. Potential investors should carefully consider their own financial circumstances, risk tolerance, and investment objectives before participating in these opportunities. Past performance is not indicative of future results, and all investments carry inherent risks. Diversification does not eliminate risk, and there is no guarantee of returns on investments. It is advisable to consult with financial professionals and conduct due diligence before making any investment decisions.

Alto Securities, LLC is a member of FINRA/SIPC

‍Where Alto Securities, LLC serves as the placement agent for the offering of a fund or other issuer, it will be compensated based on the investments made in the fund. Check the background of Alto Securities, LLC on FINRA BrokerCheck.

Alto®, The Alternative IRA®, the Alto logo and Alto CryptoIRA® are trademarks of AltoIRA.

All other trademarks are the properties of their respective owners.