Legal Terms & Documents

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DISCLAIMERS: AltoIRA.com is a website operated by Alto Solutions, Inc. (Alto) for the purpose of opening and managing self-directed individual retirement accounts (SD-IRAs). By accessing this site or any content or services provided here, you agree to be bound by Alto’s Terms of Service, Privacy Policy and E-Sign Consent, as amended from time to time, and the following disclaimers: SD-IRAs can be used to invest in private equity, loans, promissory notes, commodities, real estate, cryptoassets and other alternative assets. All assets and investments held in an SD-IRA account opened through AltoIRA.com are maintained by a third party custodian, whose services are governed by separate terms and conditions. Investors, their SD-IRA custodians and third parties who offer alternative asset investment opportunities can use Alto services to communicate and exchange records with one another. Alto is NOT a registered or licensed broker, dealer, broker-dealer, funding portal, investment advisor or investment manager in the United States or elsewhere. Alto provides administrative services only and is not a custodian or trustee. As such, Alto is not acting as a fiduciary for any investor or user, and Alto disclaims any broker-client, trustee-client or adviser-client relationship with any party using this site or related services. Alto does not provide legal, accounting or tax advice. Investors should consult their own legal, accounting and tax advisors before using SD-IRAs or investing in alternative assets. Alto is not an investment advisor. No communication by Alto or its employees, agents or representatives, through this website, by phone or otherwise, should be construed as a recommendation of any security offering, investment or asset. Instructional and informational content and forms at this site are for educational and administrative purposes only and are not intended as investment advice. This site may include links to third party sites or materials regarding investment opportunities or securities offered by others. Alto makes no recommendation, representation or warranty about any third party investment, product, service, website or information. Alto does not verify or guarantee that information provided by any third party through this site, including any company offering securities, is accurate or complete or that the pricing or valuation of an investment is accurate or appropriate. AltoIRA.com is only intended for who fully understand and are willing to accept the high risk associated with private investments and the management of SD-IRAs. Companies offering private equity and debt securities tend to be in earlier stages of development, provide limited financial information to investors, and have not yet been fully tested in the public marketplace. Investing in such securities and other alternative investments can be very risky, and investors must be able to afford to lose their entire investment. There is often no public market or ready means to sell or liquidate investments in SD-IRAs. These investments may be subject to holding period requirements and other transfer and sale restrictions and generally are intended to be long-term commitments. Investors are responsible for conducting their own due diligence regarding investments managed through Alto and the parties with whom investors entrust their funds and do business. Neither Alto nor any of its directors, officers, stockholders, employees, representatives, affiliates, agents or advisors shall have any liability whatsoever arising from or for any error or incompleteness of fact or opinion in, or lack of care in the preparation or publication, of the materials transmitted through or posted on this website. The information on this website does not constitute an offer of, nor the solicitation of an offer to buy or subscribe for, any securities to any person in any jurisdiction. Alto is a registered trademark of Alto Solutions, Inc. All rights reserved.