Alto makes it easy for your network to invest with retirement capital via a self-directed IRA
Alto makes it easy for investors to fund your round with retirement dollars via self-directed IRAs.
It's tax-advantaged, efficient and compliant.
IRAs represent a massive pool of long-term capital. With Alto, you can give your investors the ability use tax-advantaged retirement dollars to participate in your raise.
Alto’s platform makes it simple for your investors to deploy self-directed IRA funds into your company, reducing friction and helping you close rounds faster.
When investors use their retirement accounts, Alto ensures the process follows IRS and SEC guidelines, helping you raise capital with confidence and clarity.
With streamlined onboarding, compliance designed for private markets and continuous investor support,
Alto ensures a smooth experience on both sides of the transaction.
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By enabling investors to use retirement funds, Onsight Real Estate is scaling faster with long-term, mission-aligned backers.

Onsight Real Estate was founded to fix what wasn’t working: outdated tools that slowed agents down and left buyers with a bumpy experience. CTO and co-founder Ryan Junt and his team built Onsight to modernize the home-buying journey, giving agents intuitive tools that streamline workflows and deliver a smoother path from open house to closing.
To scale their vision, Onsight needed more than traditional cash investors. Many friends and family had wealth in retirement accounts; Alto made it easy for them to invest as long-term, mission-driven backers. For many, it was their first opportunity to support a startup through their retirement funds, helping Onsight expand its investor base and accelerate growth.
Onsight’s leadership emphasizes the importance of education and transparency. Many investors are unaware that investing through a retirement account is even possible, let alone how to do it. Once the team explained the process and introduced investors to a trusted platform like Alto, participation quickly followed.
“A lot of people don’t realize that investing through a retirement account is possible, but working with Alto made the opportunity accessible and clear. Investors were able to complete the process in just a few simple steps, which removed a lot of the usual friction. Alto helped us unlock a broader pool of long-term supporters.”

Retirement capital isn’t just untapped, it’s aligned. Long-term, value-driven investors are often the perfect partners for startups building for the future.
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How startups are unlocking capital with IRA funds

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