Unlock private market potential with Alto

Invest in private markets through your IRA. As an ACA user, you will receive half off of your first year of Alto fees.

Learn more about pricing here

Welcome ACA community!

Alto makes it easy to use retirement dollars to invest in a curated selection of private market funds.

About Alto IRA

Alto's self-directed IRA platform enables investors to diversify their retirement portfolios with alternative assets like private equity, venture capital, cryptocurrency, real estate, and more.

Alto acts as the IRA custodian for over $1.7B in assets with 30,000 self-directed IRA investors. With minimal paperwork and competitive fees, Alto simplifies access to less-correlated, high-return investments.

Investors can establish Traditional, Roth, or SEP IRAs and seamlessly invest in private markets.

Get started

A new pathway to startup access, tax benefits included

Angel investing doesn’t have to be limited to your cash funds. By adding a self-directed IRA to your startup investing toolkit, you can broaden the capital you have available for deployment and enjoy tax-deferred or tax-free growth. As an added benefit, the multi-year horizon of startup investments often aligns well with the timeframe of retirement accounts.

Alto makes the process simple, and the upsides speak for themselves:

Flexibility to invest in deals you believe in

Opportunity for tax-advantaged returns

Greater diversification in your retirement portfolio

Act quickly on exciting deals with an additional source of funds

Ways to invest with Alto

Alto means options. Investors have multiple ways to engage with our fundraising platform to diversify their portfolios with the decorrelated, outsized growth potential of alternative assets.

Marketplace

Invest in private markets and pre-IPO offerings