Invest your retirement savings in private markets
Alto Marketplace
Discover curated private markets investments for accredited investors.
Bring a deal
Put tax-advantaged retirement capital to work in investments you source yourself.
Alto simplifies access to private markets
Many investors are looking to diversify beyond public markets but assume private investments require separate, non-retirement capital.
With a self-directed IRA, you can use existing retirement funds to access venture capital, private equity, real estate and other alternative investments, all within a tax-advantaged account.
How it works
Create your username, password and choose your SDIRA type
Contribute cash or roll over funds from an existing, external retirement account
Explore Alto Marketplace or initiate the invite process for aprivate offering of your choice
Why use retirement capital?
Tax-advantaged growth potential
Investments held within a self-directed IRA can benefit from tax-deferred or tax-free growth, depending on account type, allowing gains to compound without immediate tax impact.
Long-term alignment with private market timelines
Private investments typically require multi-year holding periods, and retirement accounts are designed for long-term capital. This duration matching helps align investment timelines with when the capital is expected to be used.
Portfolio diversification where it may be hard to find
Adding private market exposure to a retirement portfolio can complement traditional stock and bond holdings, helping investors diversify across asset classes and return drivers.
An Alto IRA opens up a wider world of investments
Put it to work across our partner platforms, from angel deals and private equity, to farmland, real estate and beyond.
Questions?
We've got answers. Can’t find the answer you’re looking for?
Please visit our FAQ page or email us at [email protected].
What is a self-directed IRA and how is it different from a conventional IRA?
A self-directed IRA is a retirement account that allows you to invest in a broader range of assets beyond publicly traded stocks and bonds, including private companies, funds and real estate. Like a conventional IRA, it offers tax-advantaged growth, but you control where the capital is deployed. A custodian like Alto handles the administrative and compliance requirements so you can focus on the investment itself.
What types of private market investments can I make with an Alto IRA?
With an Alto IRA, you can invest in venture capital funds, private equity, startups, private real estate, and other alternative offerings. Accredited investors can browse curated opportunities on Alto Marketplace, or use the private deal room to bring deals they've sourced independently into their IRA.
How long does it take to start investing in private markets with Alto?
Getting started with Alto takes three steps: create your Alto IRA account, fund it by contributing cash or rolling over an existing retirement account, then explore investment opportunities on Alto Marketplace or initiate your own private offering. Most investors can complete the account creation process in minutes, though funding timelines vary depending on your rollover source.
