Power your raise with IRA capital
Alto enables founders, sponsors and fund managers to accept self-directed IRA capital, opening access to the retirement market
Unlock retirement savings as a capital source
While both private market investing and traditional funding rely on long-term commitment, traditional funding channels often fall short on flexibility. IRA capital is a powerful, aligned funding source that can strengthen private raise strategies.
Benefits of tapping IRA capital
Access the $18T IRA market
Reach a new capital pool traditionally overlooked in private fundraising.
Enable flexible contributions
Investors can fund through rollovers, transfers or cash.
Fuel long-term investment cycles
Tax-advantaged accounts support follow-on investments and continuity over time.
Simplify onboarding and compliance
Alto manages setup, funding and regulatory requirements continuously throughout your capital raise.
$1.2B+
raised by issuers on Alto
3,000+
private market issuers onboarded
46,500+
self-directed IRA investments processed
67%
of 2025 investments made by returning users
3 investments
made per user, on average
*Data as of December 31, 2025
Raising capital is complex. Accessing retirement funds shouldn’t be.
Watch how Alto simplifies the process and enables your clients to invest using a self-directed IRA with confidence.
You don’t need to become a self-directed IRA expert to raise IRA capital
With streamlined onboarding, compliance designed for private markets and continuous investor support,
Alto ensures a smooth experience on both sides of the transaction.
Issuer experience
- Turnkey setup with no integration required
- Real-time visibility into investor progress
- Dedicated operational support and integrated regulatory compliance
- Funds delivered to you ~2 business days after execution
Investor experience
- Guided account opening with real-time tracking
- Help with rollovers, transfers and cash contributions
- Ongoing support from Alto's investor team
- Ability to use IRA capital for ongoing investments
Raise IRA capital with Alto Private Deal Room
Start accepting self-directed IRA investments quickly, without technical integration or operational overhaul. Alto’s private deal room enables issuers to:
Launch an offering in minutes
Refer investors directly to a dedicated landing page
for your raise
Track investor progress in
real time
Receive funds promptly once transfers are complete
Designed for 506(b) and 506(c) raises, real estate sponsors and fund managers, Alto provides a streamlined way
to unlock IRA capital without changing your existing workflows.
Let’s connect
Request a demo or reach out to learn more about raising capital with Alto.
Need help setting up your account?
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