ALTO SOLUTIONS

Power your raise with IRA capital

Alto enables founders, sponsors and fund managers to accept self-directed IRA capital, opening access to the retirement market

Unlock retirement savings as a capital source

While both private market investing and traditional funding rely on long-term commitment, traditional funding channels often fall short on flexibility. IRA capital is a powerful, aligned funding source that can strengthen private raise strategies.

Benefits of tapping IRA capital

Access the $18T IRA market

Reach a new capital pool traditionally overlooked in 
private fundraising.

Enable flexible contributions

Investors can fund through rollovers, transfers or cash.

Fuel long-term investment cycles

Tax-advantaged accounts support follow-on investments and continuity over time.

Simplify onboarding and compliance

Alto manages setup, funding and regulatory requirements continuously throughout your capital raise.
$1.2B+
raised by issuers on Alto
3,000+
private market issuers onboarded
46,500+
self-directed IRA investments processed
67%
of 2025 investments made by returning users
3 investments
made per user, on average
*Data as of December 31, 2025

Raising capital is complex.
Accessing retirement funds shouldn’t be.

Watch how Alto simplifies the process and enables your clients to invest using a self-directed IRA with confidence.

You don’t need to become a self-directed IRA expert to raise IRA capital

With streamlined onboarding, compliance designed for private markets and continuous investor support,
Alto ensures a smooth experience on both sides of the transaction.

Issuer experience

  • Turnkey setup with no integration required
  • Real-time visibility into investor progress
  • Dedicated operational support and integrated regulatory compliance
  • Funds delivered to you ~2 business days after execution

Investor experience

  • Guided account opening with real-time tracking
  • Help with rollovers, transfers and cash contributions
  • Ongoing support from Alto's investor team
  • Ability to use IRA capital for ongoing investments
ALTO SOLUTIONS

Raise IRA capital with Alto’s private deal room

Start accepting self-directed IRA investments quickly, without technical integration or operational overhaul.
Alto’s private deal room enables issuers to:

Launch an offering in 
minutes
Refer investors directly to a dedicated landing page
for your raise
Track investor progress in 
real time
Receive funds promptly once transfers are complete
Designed for 506(b) and 506(c) raises, real estate sponsors and fund managers, Alto provides a streamlined way
to unlock IRA capital without changing your existing workflows.

Let’s connect

Request a demo or reach out to learn more about raising capital with Alto.
Need help setting up your account?
For FAQs and general inquiries, please visit our help center.

Questions?

We've got answers. Can’t find the answer you’re looking for? 

Please visit our FAQ page or email us at [email protected].

Are there any fees for raising IRA capital with Alto?

There’s no cost to issuers raising IRA capital through Alto’s private deal room or via an integrated platform — you receive every IRA dollar you accept, in full.

Is it costly for my investors to commit to my raise?

Alto’s pricing for investors is simple and fair, charged quarterly based on total invested capital, with details available at altoira.com/pricing.