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Talk to our advisor relations team
Adding private market access doesn't have to mean more
paperwork, fragmented systems, or hours lost to
administrative work. Tell us about your practice, and we'll
show you how Alto can work for it.
RAISE CAPITAL

Raise IRA capital with speed, flexibility,
and full support

Alto makes it simple to tap into IRA capital for your fund, startup, or raise—no integration needed.

Easily accept IRA capital while you focus on raising

Once your investor commits, Alto handles the rest, from facilitating IRA transfers to executing subscription documents, to delivering funds to your bank account, typically within 2 business days of the transfer.*

Launch an offering in as little as 15 minutes

Transparent dashboards for issuer visibility

Reduce drop-off with a seamless investor experience

Real support from a team experienced in IRAs 
and alternatives

$1.2B+
in retirement-funded investments supported
3,000+
private market issuers onboarded
47,800+
self-directed IRA investments processed
70%
of 2025 investments made by returning investor
3 investments
made per investor, on average
*Data as of December 31, 2025

Let’s connect

Request a demo or reach out to learn more about raising capital with Alto.

Need help setting up your account?

For FAQs and general inquiries, please visit our help center.

How it works

Create your offering, refer your investors, and let Alto handle funding and compliance so you can focus on your raise.

Setup

(estimated 15 minutes)
01
Open an issuer account

~ 3 mins

02
Create your Alto IRA account

~ 8-9 mins

03
Refer investors directly from
your dashboard

~ 3 mins

Fundraising

(estimated 5 minutes)
04
Your Investor approves the 
investment invite on their account
05
You approve the investor’s commitment to confirm you’re ready to receive
the funds
06
Alto executes the subscription/purchase agreement on behalf of the IRA and funds the investment within
2 business days*
*New IRAs are subject to a standard 7-day hold, per Treasury guidance.

Raising capital is complex.
Accessing retirement funds shouldn’t be.

Request a demo or reach out to learn more about raising capital with Alto.

Why access to the $19T retirement market matters

Raising capital on Alto lets investors create an Alto IRA and invest using their retirement funds, adding flexibility for both new and returning participants. Retirement savings are a powerful source of long-term, tax-advantaged capital that align well with private market strategies.

Alto makes it possible to unlock this $19T opportunity without operational complexity.

Questions?

We've got answers. Can’t find the answer you’re looking for? 
Please visit our FAQ page or email us at [email protected].
Visit FAQ
How much does it cost to list my offering?
There's no cost to issuers raising capital through Alto's private deal room. Alto doesn't charge a placement fee or take a cut of your raise, so every IRA dollar you accept goes directly to you.
Is it costly for my investors to commit to my raise?
Not at all. Alto's pricing is designed to keep costs low for investors, which means fewer barriers between them and your raise. Fees are calculated and charged quarterly based on total invested capital. Additional information can be found at altoira.com/pricing.
Can I invite an investor who does not have an Alto IRA account?
Yes. You can either send the investor a unique link to your deal in a personalized email or you can trigger an Alto branded invite directly from your Alto issuer account. Step by step instructions for either option can be found here.